By this time, I had already accomplished step #1: paying off my debt and step #2: saving for a down payment. While I still wasn’t quite certain what my total amount needed for a down payment was, I was satisfied that I was contributing towards that savings. Now all we needed to do was find the perfect land to buy for our homestead. (more…)
In the previous two posts I discussed where we were at when we decided to take the necessary steps in order for us to buy a homestead. I outlined the debt that I had at the time and how we overcame that. Now we’ll move on and focus on step #2 which is saving for a down payment. (more…)
In the last post we discussed our goals and how we got to the point of realizing that in order to build a homestead, the first step was to get out of debt. Again, this is where Bre saved me. If I were a financial advisor, I would have a lot of broke and unhappy clients. I’m just not very good at managing my income. I used to be a bartender, and I found myself living paycheck to paycheck. After rent and utility bills, there wasn’t a lot left over. Once I got hired for my career job, I expected that to change. I would be making double the salary I was used to, and there surely would be some extra money left over. Yet that was not the case. After buying a new truck and buying the house, those increased payments reflected in my net salary. I was still living paycheck to paycheck. (more…)
I will get into the reasons behind our decision to build a homestead in another post; this post is more of a reflection of the events leading up to our decision, and a reminder to myself of just how far we’ve come. The single most important step to building a homestead is planning a homestead. These first few posts will be interesting as I remember the details that we’ve encountered. I apologize if they’re a bit chaotic and unorganized until I catch up to our present time, but that’s just the way my mind works. (more…)