By this time, I had already accomplished step #1: paying off my debt and step #2: saving for a down payment.  While I still wasn’t quite certain what my total amount needed for a down payment was, I was satisfied that I was contributing towards that savings.  Now all we needed to do was find the perfect land to buy for our homestead. (more…)

In the previous two posts I discussed where we were at when we decided to take the necessary steps in order for us to buy a homestead.  I outlined the debt that I had at the time and how we overcame that.  Now we’ll move on and focus on step #2 which is saving for a down payment. (more…)

In the last post we discussed our goals and how we got to the point of realizing that in order to build a homestead, the first step was to get out of debt.  Again, this is where Bre saved me.  If I were a financial advisor, I would have a lot of broke and unhappy clients.  I’m just not very good at managing my income.  I used to be a bartender, and I found myself living paycheck to paycheck.  After rent and utility bills, there wasn’t a lot left over.  Once I got hired for my career job, I expected that to change.  I would be making double the salary I was used to, and there surely would be some extra money left over.  Yet that was not the case.  After buying a new truck and buying the house, those increased payments reflected in my net salary.  I was still living paycheck to paycheck. (more…)

I will get into the reasons behind our decision to build a homestead in another post; this post is more of a reflection of the events leading up to our decision, and a reminder to myself of just how far we’ve come.  The single most important step to building a homestead is planning a homestead.  These first few posts will be interesting as I remember the details that we’ve encountered.  I apologize if they’re a bit chaotic and unorganized until I catch up to our present time, but that’s just the way my mind works. (more…)